Scottsdale, AZ Auto Insurance

Call (480) 657-2800 for Scottsdale Auto Insurance Quotes

Save on Scottsdale, AZ Auto Insurance

As an Scottsdale Insurance Agent, the Insurance Professionals at Greene Insurance will help you find the best rates and coverage for Scottsdale Auto Insurance.

As an Independent Insurance Agent in Scottsdale, Greene Insurance offers auto insurance and home insurance in Scottsdale and surrounding areas.

We also offer other products such as: Condo Insurance, Landlord Insurance, Seasonal and Secondary Home Insurance, Renters Insurance, Vacation Rental Property Insurance and other products from top-rated insurance companies saving you time and money.  For superior protection, service and value, you can count on Greene Insurance.

Scottsdale Auto Insurance

Call (480) 657-2800 for Free Insurance Quotes

Bundle your Scottsdale Auto Insurance & Home Insurance for more savings

You can save even more money if you package your Scottsdale Auto Insurance and Home Insurance together.  Ask us for more information.  Call to speak with an insurance agent or visit our website to begin comparing rates and saving money on your Scottsdale, AZ Auto Insurance.  You may also be able to save money by increasing your deductibles on comprehensive and collision.

What you need to know about Auto Insurance in Scottsdale

Arizona Auto Registration

Before you can register a vehicle in Arizona you must provide proof of Arizona Auto Insurance.  Once you insure your vehicle, the insurance company will send proof of auto insurance to The State of Arizona to prevent a suspension of your driver’s license and vehicle registration.

Arizona Auto Emissions Test

Remember, if your vehicle is over 5 years old, The State of Arizona may require emissions testing before it can be registered.

Arizona Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your car in an auto accident.  Collision Insurance coverage usually comes with a deductible.  The deductible is the amount of money you pay toward repairs before the car insurance collision coverage begins paying.  You may lower your auto insurance rates if you are willing to pay a higher deductible.  Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance coverage would include: if your vehicle is stolen, vandalized or catches fire.  In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance coverage on your Arizona Auto Insurance.  Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.

Ways to help lower your Arizona Auto Insurance Costs

Bundle your Arizona Auto Insurance with your Arizona Home insurance and you could save up to 40%.

Good Student Discount Do you have a student in high school or college with a GPA of 3.0 or better?  You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your Arizona Insurance Agent at Greene Insurance for more details.

Arizona Auto Requirements

If you own and register a Car in The State of Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle in Arizona. If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance ID”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws. *It is important to note, If you DO NOT purchase Arizona Auto Insurance as soon as you register your vehicle in Arizona, your Arizona Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Arizona Mandatory Insurance Law. All vehicles registered in the State of Arizona must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance Minimum State Limits

Arizona requires drivers to maintain auto insurance coverage that meets or exceeds the state minimum by Arizona Law. * * As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

  • Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
  • Property damage liability coverage: $15,000 minimum
  • Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
  • Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note:  While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details. *While this is the Arizona State Minimum for Car Insurance, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Greene Insurance Group

Greene Insurance Group – Scottsdale Insurance Agency

Providing Best in Class Service

Since 1962, three generationf of our family has pledged to protect families and businesses through personal insurance and business insurance products.  As an Independent Insurance Agency in Scottsdale, Greene Insurance Group will review your current insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies.  Greene Insurance Group will be your Scottsdale Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims.  You can trust our team of professionals for best in class service.

Arizona Independent Insurance Agent

Scottsdale, AZ Independent Insurance Agent

Greene Insurance Group is an locally-owned Independent Insurance Agent in Arizona offering personal insurance and business insurance from top-rated insurance companies.  Unlike many other insurance agencies, Greene Insurance Group isn’t owned by or contracted with just one insurance company. We’re a locally-owned Independent Insurance Agent allowing us to customize insurance coverage and better serve our clients.

Greene Insurance offers Personal Insurance such as:  Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Landlord Insurance, RV Insurance, Motorcycle Insurance, Motorhome Insurance, Boat Insurance and more.

Greene Insurance offers Business Insurance such as:  Business Liability Insurance, Commercial Property Insurance, Workers Compensation Insurance, Business Auto Insurance, Inland Marine Insurance, Professional Liability Insurance, Commercial Umbrella Insurance and more.

Insurance from Top-Rated Insurance Companies:

Some of the insurance companies include:  Auto-Owners, Chubb, Cincinnati, Foremost-Farmers, The Hartford, Main Street – American Family, Mercury, National General – Allstate, Progressive, Safeco – Liberty Mutual, Travelers, West Bend and many more.

Some may assume purchasing insurance online or direct from an insurance company offers more savings. We have found this isn’t the case. Clients who compare our insurance quotes, coverage, discounts and features versus those of our competitors, find the insurance quotes and service we provide rival our competitors.

Trusted Chocie Insurance Agent in Arizona

Trusted Choice Insurance Agency

Some final considerations when purchasing insurance:

  • Once you purchase insurance, Who will be your point of contact when a question arises or you need to make a change to your insurance coverage?
  • When you reach out to your Insurance Company, what will your experience be?  Will you experience long hold times when you call?  At Greene Insurance, we answer our calls promptly.
  • Insurance rates change from time to time and your needs may change if you move, trade vehicles or have a claim. Does your insurance company or insurance agent offer insurance from other insurance companies? Greene Insurance Group offers personal and business insurance from dozens of top-rated insurance companies.  We save our clients the hassles of shopping for insurance saving you time and money.
  • Some insurance agents or companies require their customers submit a contact request and wait for an email response.  It’s our pledge you will always be our top priority and our licensed insurance agents will answer your call, return messages and respond in a timely fashion.
  • You can trust Greene Insurance Group.  We save our clients time & money. You can relax knowing when you select Greene Insurance Group, we’re working in your interest to help you understand your insurance and coverage and customize it to fit your unique needs.

Once you select Greene Insurance Group, we’ll be your local Arizona insurance agency. The team at Greene Insurance Group prides itself with providing best in class service.

Client Testimonials & Reviews

Scottsdale, Arizona Insurance: What You Need to Know

Scottsdale, Arizona is a beautiful and affluent city with a population of over 250,000 people. It is known for its luxury homes, world-class golf courses, and stunning desert scenery.

If you live in Scottsdale, it is important to have the right insurance coverage to protect yourself and your loved ones from financial hardship in the event of an unexpected event. Here are some of the most important types of insurance for Scottsdale residents:

  • Home insurance: Home insurance can protect your home and belongings from damage or loss due to a variety of events, including fire, windstorm, hail, lightning, theft, vandalism, and water damage.
  • Auto insurance: Auto insurance is required by law in Arizona. It provides financial protection in the event of an accident, regardless of who is at fault.
  • Renters insurance: Renters insurance is not required by law, but it is a good idea for renters to have. It can protect your belongings from damage or loss due to a variety of events, including fire, theft, and vandalism.
  • Business insurance: Business insurance can protect your business from financial losses due to a variety of events, including lawsuits, property damage, and business interruption.
  • Life insurance: Life insurance can provide financial support to your loved ones in the event of your death.

In addition to these basic types of insurance, Scottsdale residents may also want to consider purchasing the following types of insurance:

  • Flood insurance: Flood insurance is not covered by most homeowners insurance policies. If you live in an area that is prone to flooding, you may want to purchase flood insurance.
  • Earthquake insurance: Earthquake insurance is also not covered by most homeowners insurance policies. If you live in an area that is prone to earthquakes, you may want to purchase earthquake insurance.
  • Umbrella insurance: Umbrella insurance provides additional liability protection beyond what is provided by your other insurance policies. It can be helpful in the event of a major lawsuit.

Here are some tips for saving on insurance in Scottsdale, Arizona:

  • Call an Independent Insurance Agent like Greene Insurance.  We save you time and money by finding the best coverage at the best rates from top-rated insurance companies.
  • Raise your deductible. A higher deductible will lower your monthly premium, but you will have to pay more out of pocket if you file a claim.
  • Bundle your insurance policies. If you have multiple insurance policies, such as home and auto insurance, you may be able to save money by bundling them together.
  • Take advantage of discounts. Many insurance companies offer discounts for things like having a good credit history, taking a safe driving course, or installing security features in your home.

By having the right insurance coverage, you can protect yourself and your loved ones from financial hardship in the event of an unexpected event.

Additional tips for Scottsdale residents

Scottsdale is located in the Sonoran Desert, which means that it is prone to extreme weather events such as heat waves, dust storms, and wildfires. When choosing insurance coverage, it is important to consider the risks that are specific to your area.

For example, if you live in an area that is prone to wildfires, you may want to purchase additional coverage for your home and belongings. You may also want to consider purchasing umbrella insurance to provide additional liability protection in the event of a wildfire.

It is also important to review your insurance coverage on a regular basis to make sure that it meets your needs. As your life changes, your insurance needs may change as well. For example, if you get married, have children, or purchase a new home, you may need to update your insurance coverage.

By following these tips, you can ensure that you and your loved ones have the right insurance coverage to protect you from financial hardship in the event of an unexpected event.

Greene Insurance Group Scottsdale

Greene Insurance Group of Scottsdale

7450 E Pinnacle Peak Rd.
Suite 150,
Scottsdale 85255
Phone: (480) 657-2800

Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 4:30 PM
SaturdayClosed
SundayClosed