We know Seasonal Home Insurance in Arizona
Do you own a Seasonal Home where you reside a few months a year or Secondary Home in Arizona?
Not every insurance company or homeowner’s insurance policy provides the right protection for a secondary or seasonal property and not having the right kind of homeowners insurance policy could cause denial of a claim.
Like primary homeowners insurance, seasonal home insurance in Arizona typically covers damages to the property caused by perils such as fire, theft, and severe weather. However, because the property is not occupied on a full-time basis, the insurance policy may also include specific provisions or exclusions to certain risks such as vandalism, theft, or liability issues associated with an unoccupied property.
The cost of seasonal homeowners insurance in Arizona can vary depending on a variety of factors, including the location, value, and condition of the property, as well as the policyholder’s history of claims and coverage limits. It is important to carefully review the terms of the policy to understand what is and is not covered, and to consider any additional coverage options that may be necessary to protect the property adequately.