Shopping for Arizona Auto Insurance?
The right Arizona Auto Insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your auto insurance policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with Greene Insurance to determine the best auto insurance coverage for you.
Arizona Auto Insurance Coverage
Collision Insurance – Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision insurance coverage begins paying. The higher the deductible you’re willing to pay, the lower the collision coverage premium. Although it’s not legally required by the state, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
Comprehensive Insurance – Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen, vandalism or catches fire. Flood, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by the state, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
Arizona Auto Insurance State Minimum Requirements
Arizona Minimum Liability coverage – pays for losses or injuries you cause others
- Minimum $15,000 bodily injury per person and $30,000 bodily injury per accident
- Property Damage – $10,000 minimum property damage
While this is the state minimum requirement, we suggest our clients protect themselves by maintaining higher insurance limits.
Every situation is unique – Call Greene Insurance Group and let our agents help you get the best coverage and value on Arizona Auto Insurance.
Greene Insurance Group insures homes all over Arizona including: Phoenix, Scottsdale, Paradise Valley, Paradise Valley, Cave Creek, Carefree, Anthem, Goodyear, Litchfield Park, PebbleCreek, Estrella Mountain, Palm Valley, Buckeye, Verrado, Avondale, Chandler, Gilbert, Mesa, Surprise, Peoria, Glendale, Prescott, Prescott Valley, Williamson Valley and surrounding areas.
As an Arizona Auto Insurance Agent, we represent dozens of top-rated auto insurance companies such as: Safeco Insurance, Liberty Mutual, Travelers Insurance, Nationwide Insurance, Auto Owners Insurance, Hartford Insurance, MetLife Auto & Home Insurance, First American, Encompass Insurance, Allstate Insurance, Progressive Insurance, Chubb Insurance, Kemper Insurance, NatGen Premier Insurance, Mercury Insurance, CSE Insurance, AmShield – Shelter Insurance, American Modern, Foremost – Farmers Insurance, Chubb Insurance, Hagerty Classic & Collector Auto Insurance and more.