Shopping for Arizona Auto Insurance?
As an Arizona Auto Insurance Agent, we know finding the right Arizona Auto Insurance coverage can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other covered event. Your car insurance policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. A car insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy.
Call 480-657-2800 for Arizona Auto Insurance Quotes
Let us save you more money. If you bundle your Arizona Auto Insurance and Arizona Home Insurance, you can save up to 35% on your Arizona auto insurance and Arizona home insurance.
Arizona Auto Insurance Coverage
Collision Insurance – Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision insurance coverage begins paying. The higher the deductible you’re willing to pay, the lower the collision coverage premium. Although it’s not legally required by the state, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
Comprehensive Insurance – Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen, vandalism or catches fire. Flood, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by the state, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
Arizona State Minimum Auto Insurance Requirements
Arizona Minimum Liability coverage – pays for losses or injuries you cause others.
As of July 1, 2020, Arizona State Minimum Auto Coverage liability limits increase to:
- Minimum $25,000 bodily injury per person and $50,000 bodily injury per accident
- Property Damage – $15,000 minimum property damage.
While this is the state minimum requirement, we suggest our clients protect themselves by maintaining higher insurance limits.
About Greene Insurance Group?
Greene Insurance Group serves all of Arizona including cities of: Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Anthem, Goodyear, Litchfield Park, Pebble Creek, Estrella Mountain, Palm Valley, Buckeye, Verrado, Avondale, Chandler, Gilbert, Mesa, Surprise, Peoria, Glendale, Prescott, Prescott Valley, Williamson Valley, Cottonwood, Sedona, Oak Creek, Flagstaff and surrounding areas.
As an Arizona Auto Insurance Agent, we represent dozens of top-rated car insurance companies such as: Safeco Insurance, Liberty Mutual, Travelers Insurance, Nationwide Insurance, Auto-Owners Insurance, Hartford Insurance, MetLife Auto & Home Insurance, Encompass Insurance, Allstate Insurance, Progressive Insurance, Kemper Insurance, Mercury Insurance, NatGen Premier, AmShield – Shelter Insurance, American Modern, Foremost – Farmers Insurance, Chubb Insurance, Hagerty Classic & Collector Auto Insurance and more.