Arizona Workers Compensation Insurance
Call (480) 716-5222 for Workers Compensation Insurance in Arizona
Protect your Arizona Business with Workers Compensation Insurance
Workers compensation insurance can pay for medical care and physical rehabilitation of employees injured at work and can help to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
How does Workers’ Compensation Insurance work?
Every state has its own unique workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
If an employee isn’t acting within the scope of their employment and becomes injured, such as playing a game with friends on a day off, workers’ compensation insurance won’t cover them.
Who needs Workers’ Compensation Insurance?
If you don’t purchase workers’ compensation insurance coverage, you place your business at high risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law.Workers’ compensation insurance is required by law in almost every state. Some worker exemptions exist, so you’ll want to check with your state to find out if coverage is mandatory for your business.
Keep in mind, workers’ compensation insurance protects not only your employees, but your small business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.
They can, however, sue you for things that aren’t covered under the workers’ comp portion of your policy. Employer’s liability insurance is also included in your policy to pay for court costs and legal fees if you’re involved in such a lawsuit.
We can help your business find complete solutions to your unique Workers Compensation Insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed. If you have employees, it is critical that you consider AZ workers compensation insurance coverage.
We also offer other business insurance products such as: Commercial Liability Insurance, Commercial property insurance, business personal property, commercial auto insurance, inland marine insurance and more.
Client Testimonials & Reviews
Greene Insurance Group – Arizona Insurance Agency
Providing Best in Class Service
Since 1962, three generations of our family has pledged to protect families and businesses through personal and business insurance products. As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies. Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims. You can trust the team of professionals at Greene Insurance Group for best in class service.
Arizona Independent Insurance Agent
Greene Insurance Group is a locally-owned and Independent Insurance Agent in Arizona. We go to work for you exploring the best coverage and rates for your personal and business insurance needs. We don’t work for an insurance company, We’re an Independent Insurance Agency and we work for you!
We customize Insurance Quotes to fit our client’s and their individual needs.
We Save Our Clients Time & Money
The Licensed Insurance Professionals at Greene Insurance ask our prospective clients a series of questions and then carefully begin the search to find the best coverage and rates from top-rated insurance companies. We don’t charge any extra fees for our services unless it is a commercial Excess & Surplus Lines policy.
If I buy insurance online, can I save more money?
Some may assume purchasing insurance online or by phone from an insurance company may offer more savings. Most of our clients have found this isn’t the case and could place their families or businesses at risk. At Greene Insurance Group, our licensed insurance professionals will help you with finding the best coverage and protection for your family and business assets. Saving money is important, but being well protected in the event of a claim is more important. The team at Greene Insurance offers personalized service from real people. We answer our phones and work for our clients in a professsional office setting to protect your personal and business information.
Greene Insurance Group serves the following Arizona communities:
Phoenix, Scottsdale, Paradise Valley, Fountain Hills, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Catalina Foothills, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Litchfield Park, Buckeye, Surprise, Sun City, Sun City West, Sun City Festival, Waddell, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.
