Arizona Workers Compensation Insurance
Call (480) 657-2800 for Arizona Workers Compensation Insurance Quotes
Protect your business and employees with Workers Compensation Insurance in Arizona
Workers compensation insurance can pay for medical care and physical rehabilitation of employees injured at work and can help to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
How does workers’ compensation insurance work?
Every state has its own unique workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
If an employee isn’t acting within the scope of their employment and becomes injured, such as playing a game with friends on a day off, workers’ compensation insurance won’t cover them.
Who needs workers’ compensation insurance?
If you don’t purchase workers’ compensation insurance coverage, you place your business at high risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law.Workers’ compensation insurance is required by law in almost every state. Some worker exemptions exist, so you’ll want to check with your state to find out if coverage is mandatory for your business.
Keep in mind, workers’ compensation insurance protects not only your employees, but your small business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.
They can, however, sue you for things that aren’t covered under the workers’ comp portion of your policy. Employer’s liability insurance is also included in your policy to pay for court costs and legal fees if you’re involved in such a lawsuit.
We can help your business find complete solutions to your unique Workers Compensation Insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed. If you have employees, it is critical that you consider AZ workers compensation insurance coverage.
We also offer other business insurance products such as: Commercial Liability Insurance, Commercial property insurance, business personal property, commercial auto insurance, inland marine insurance and more.
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Family – Owned Insurance Agency
Since 1962, our family has pledged to protect families and businesses through personal and business insurance. As an Arizona Independent Insurance Agent, the Insurance Professionals at Greene Insurance will review your coverage and help you compare rates from among dozens of top-rated insurance companies. The team at Greene Insurance will be your local Arizona Insurance Agency here to help answer questions about coverage or claims. You can depend on the Insurance Professionals at Greene Insurance Group. Call today for your Arizona Free Insurance Quotes.
Greene Insurance Group – Arizona Independent Insurance Agent
As an local and family-owned Arizona Independent Insurance Agency, Greene Insurance goes to work for you. We customize personal and business insurance coverage to fit our client’s and their individual needs.
We save our clients time & money
We go to work for you saving you time and money. Our Licensed Insurance Agents will ask a series of questions to help us evaluate and customize your insurance protection. Greene Insurance offers property, casualty, and life insurance products from dozens of top-rated insurance companies. When you call Greene Insurance, you can relax and let us compare coverage and rates for you. Once you select Greene Insurance as your local Insurance Agency, we’ll remain your agent and our team will be here to assist you with any questions or changes about your insurance policies and/or claims.
We promise no long hold times to speak with an agent
At Greene Insurance Group, we’re real people living here in Arizona and it’s quite likely we’re your neighbor. We’re not an automated chatbot or foreign call center with long hold times.
Greene Insurance Group of Arizona serves the following communities:
Phoenix, Scottsdale, Paradise Valley, Fountain Hills, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Catalina Foothills, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Litchfield Park, Buckeye, Surprise, Sun City, Sun City West, Sun City Festival, Waddell, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.