A number of factors can affect the cost of your car insurance in Arizona – some of which you can control and some that are beyond your control. The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your car [...]
What is the difference between collision physical damage coverage and comprehensive physical damage coverage?
Collision is defined as losses you incur when your car collides into another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage. Comprehensive provides coverage for mostly other direct physical damage losses you could incur, including theft. For [...]
I have an older car whose current market value is very low – do I really need to purchase car insurance?
Most states have insurance laws that require drivers to have at least some car liability insurance. These laws were enacted to ensure that victims of car accidents receive compensation, when their losses are caused by the actions of a negligent individual. Often times the cost of repairing the damages to an older car is greater [...]