Flooding and flash floods can occur anytime and anywhere.  In the city, in the mountains, along rivers, and in the middle of the desert. As a matter of fact, according to website, roughly 25 percent of all flood insurance claims come from areas not considered high risk.

Flood Insurance?  But we live in a Desert

I know, we live in Arizona, it’s a desert right?  Many areas of Arizona are subject to extreme flood conditions.  Some of these downpours occur I the Fall, Winter and Spring, but many often occur during the summers months.  Monsoons rainstorms are very common in Arizona during the summer months and many homeowners sustain flood damage.  Flooding can occur in Arizona at any time.

Most homeowners insurance policies don’t cover flooding

Some homeowners are not aware their homeowners insurance policies don’t provide coverage for flooding.  NFIP (National Flood Insurance Program) is administered by FEMA (Federal Emergency Management Agency) and rates are set and do NOT differ from company to company or agent to agent. Rates vary according to date and type of construction of your home and your buildings risk to flood.

Every home is at risk for flooding

Just a few inches of rain from a flood can cause tens of thousands in damage. In the years 2008 to 2012, the average residential flood claim amounted to more than $38,000.

What does Flood Insurance Cover

All flood policies include coverage for either buildings or personal property or buildings and personal property.

Don’t wait, there is a waiting period

Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect.

Don’t wait, call Greene Insurance Group for Arizona Flood Insurance at 480-657-2800.