Arizona Car Insurance Quotes
Call (480) 657-2800 for Arizona Car Insurance Quotes
Shopping for Arizona Car Insurance?
The right Arizona Car Insurance can help get you back on the road quickly if your car is damaged or destroyed. Arizona Car Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event. Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Car Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Group Agent about Arizona Car Insurance coverage. We’re here for you!
Types of Arizona Car Insurance Coverage
Collision Insurance:
Collsion covers damage caused to your vehicle in an car accident. Collision coverage usually comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision coverage begins paying. The higher the deductible you’re willing to pay, the lower your auto insurance premium. Although it’s not legally required by The State of Arizona to carry collision coverage, most banks will likely require this coverage if your vehicle is financed or leased.
Comprehensive Insurance:
Comprehensive covers damage to your car in some way other than a collision. Some examples of comprehensive coverage would include: vehicle theft, vandalized or catches fire. In addition, flood and windshield damage are events that can provide coverage under comprehensive auto insurance. Although it’s not legally required by The State of Arizona, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
Lower Your Arizona Car Insurance Prices
There are several ways to lower your Car Insurance Rates in Arizona.
Multi-Policy Discount
Bundle your Arizona Car Insurance with your property insurance and you could save up to 35%.
- Car and Homeowners
- Car and Renters
- Car and Condominium
Good Student Discount
Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years old and is a full time student (high school or college). Eligible high school and college students may receive discounts for maintaining a higher grade point average (GPA). Each company has different requirements, ask the insurance agent for more details.
Safe Driver Discount
When all drivers have gone accident free for 5 years or more, most insurance companies in Arizona offer a Safe Driving or Claims Free Driving Discount.
Arizona Car Registration Requirements
If you recently moved to Arizona and own a vehicle registered in Arizona, you’re required to obtain Arizona Car Insurance.
If you look at the stop of your Auto Insurance ID card, it should read “Arizona Auto Insurance” at the top. If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Law. It is important to know if your vehicle isn’t insured in Arizona as soon as you register the vehicle in Arizona, your vehicle registration will be suspended under the Mandatory Insurance Law.
In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.
Arizona Car Insurance State Minimum Limits
Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *
* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:
- Bodily injury liability coverage: Minimum $25,000 bodily per person / $50,000 per accident
- Property damage liability coverage: $15,000 minimum
- Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
- Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
Note: While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.
*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.
Client Testimonials & Reviews
Greene Insurance Group – Arizona Insurance Agency
Providing Best in Class Service
Since 1962, three generations of our family has pledged to protect families and businesses through personal and business insurance products. As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies. Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims. You can trust the team of professionals at Greene Insurance Group for best in class service.
Arizona Independent Insurance Agent
Greene Insurance Group is a locally-owned and Independent Insurance Agent in Arizona. When you call our insurance agency, our insurance Agents will go to work for you exploring the best insurance coverage and rates for your personal or business insurance needs. At Greene Insurance Group, we don’t work for an insurance company, we’re an Independent Insurance Agency and we work for you! We customize Insurance to fit our clients and their individual needs.
We Save Our Clients Time & Money
The Licensed Insurance Professionals at Greene Insurance Group of Arizona ask our prospective clients a series of questions and then carefully begin the search to find the best coverage and rates from top-rated insurance companies. We don’t charge any extra fees for our services unless it is a commercial Excess & Surplus Lines policy.
If I buy insurance online, can I save more money?
Some may assume purchasing insurance online or by phone from an insurance company may offer more savings. Most of our clients have found this isn’t the case and could place their families or businesses at risk. At Greene Insurance Group, our licensed insurance professionals will help you with finding the best coverage and protection for your family and business assets. Saving money is important, but being well protected in the event of a claim is more important. The team at Greene Insurance offers personalized service from real people. We answer our phones and work for our clients in a professional office setting to protect your personal and business information.
Greene Insurance Group of Arizona proudly serves the following communities:
Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Fountain Hills, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Litchfield Park, Waddell, Surprise, Glendale, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.
