Prescott Valley, AZ Auto Insurance

Call (928) 923-6888 for Prescott, Valley AZ Auto Insurance Quotes

Shopping for Prescott Valley, AZ Auto Insurance?

As an Independent Insurance Agent, we offer Auto & Home Insurance from dozens of top-rated insurance companies.  Our licensed and professional insurance agents will help you compare coverage and rates on Prescott, AZ Auto Insurance – saving you time and money.  For superior protection, service and value, you can count on Greene Insurance Group.

Prescott Valley Auto Insurance

Call (928) 923-6888 to speak with an Agent

Save Money on your Prescott Valley, AZ Auto Insurance

Save even more money when you bundle your Prescott Valley, Arizona Auto Insurance and Prescott Valley Home Insurance.  Ask for more information. We’ll help you understand your auto and home insurance coverage and compare rates among top-rated insurance companies saving you time and money.  Have you considered the importance of an personal umbrella insurance policy?  You can also save by adding personal umbrella insurance to your auto and home insurance package.  Personal umbrella coverage is very important to protect your assets in case someone is injured on your property, in your vehicle or if you are involved in an accident with another party.

Arizona Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your car in an auto accident.  Collision Insurance coverage usually comes with a deductible.  The deductible is the amount of money you pay toward repairs before the car insurance collision coverage begins paying.  You may lower your auto insurance rates if you are willing to pay a higher deductible.  Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance coverage would include: if your vehicle is stolen, vandalized or catches fire.  In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance coverage on your Arizona Auto Insurance.  Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.

Ways to help lower your Arizona Auto Insurance Costs

Bundle your Arizona Auto Insurance with your Arizona Home insurance and you could save up to 40%.

Good Student Discount Do you have a student in high school or college with a GPA of 3.0 or better?  You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your Arizona Insurance Agent at Greene Insurance for more details.

Arizona Auto Requirements

If you own and register a Car in The State of Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle in Arizona. If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance ID”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws. *It is important to note, If you DO NOT purchase Arizona Auto Insurance as soon as you register your vehicle in Arizona, your Arizona Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Arizona Mandatory Insurance Law. All vehicles registered in the State of Arizona must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance Minimum State Limits

Arizona requires drivers to maintain auto insurance coverage that meets or exceeds the state minimum by Arizona Law. * * As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

  • Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
  • Property damage liability coverage: $15,000 minimum
  • Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
  • Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note:  While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details. *While this is the Arizona State Minimum for Car Insurance, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Greene Insurance Group

Greene Insurance Group – Arizona Insurance Agency

Providing Best in Class Service

Since 1962, our family has pledged to protect families and businesses through personal and business insurance products.  As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies.  Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims.  You can trust the team of professionals at Greene Insurance Group for best in class service.

Greene Insurance Group - Arizona Independent Insurance Agent

Arizona Independent Insurance Agent

Greene Insurance Group is a locally-owned and Independent Insurance Agency in Arizona.  We go to work for you exploring the best coverage and rates for your personal and business insurance needs.  We don’t work for an insurance company, we’re Independent and work for you!

We customize Insurance Quotes to fit our client’s and their individual needs.

We Save Our Clients Time & Money
The Licensed Insurance Professionals at Greene Insurance ask our prospective clients a series of questions and then carefully begin the search to find the best coverage and rates from top-rated insurance companies.  We don’t charge any extra fees for our services unless it is a commercial Excess & Surplus Lines policy.

Insurance from Top-Rated Insurance Companies:
Some of the insurance companies we represent in Arizona include:  AmShield, Auto-Owners, Chubb, Cincinnati, Foremost-Farmers, The Hartford, Liberty Mutual, Main Street-American Family, Mercury, National General-Allstate, Nationwide, Openly, Pacific Specialty, Progressive, Safeco-Liberty Mutual, Travelers, West Bend and many more specialty insurance companies.

Some may assume purchasing insurance online or direct from an insurance company offers more savings. The clients at Greene Insurance Group have found this isn’t the case. Clients of Greene Insurance Group who compare the limits of insurance coverage, discounts and features versus our those of our competitors, find we beat the competition.  Our team offers personalized service and attention from real people.  We answer our phones and work for our clients in a professsional office setting.

Client Testimonials & Reviews