Fountain Hills, AZ Auto Insurance

Call (480) 657-2800 for Fountain Hills, AZ Auto Insurance Quotes

Fountain Hills, Arizona Insurance
Auto Insurance

Shopping for Auto Insurance in Fountain Hills, AZ?

The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed.  Auto Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.

Arizona Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle.  It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.  Be sure to ask an Greene Insurance Agent about your Fountain Hills, AZ Auto Insurance coverage and free quotes.  We’re here for you!

Call (480) 657-2800 for Free Insurance Quotes

Fountain Hills, AZ Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your vehicle in an auto accident.  Collision Insurance Coverage usually comes with a deductible.  The deductible is the amount of money you pay toward repairs before the insurance policy collision coverage begins paying.  You may lower your insurance rates if you are willing to pay a higher deductible.  Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance Coverage would include: if your vehicle is stolen, vandalized or catches fire.  In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance Coverage on your Arizona Auto Insurance.  Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.

How to Lower Your Arizona Auto Insurance Rates

There are several ways to lower your Arizona Auto Insurance Rates.

Multi-Policy Discount

Bundle your Arizona Auto Insurance with your Arizona property insurance and you could save up to 35%.

Good Student Discount

Insurance Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your Insurance Agent at Greene Insurance for more details.

Fountain Hills, AZ Auto Registration Requirements

If you own a vehicle registered in The State of Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle.

If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws.

*It is important to note, if you DO NOT purchase Arizona Auto Insurance as soon as you register the vehicle in Arizona, your vehicle registration will Arizona Vehicle Registration will be suspended and the vehicle owner will be fined under the Arizona Mandatory Insurance Law.

In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance Minimum State Limits

Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *

* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

  • Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
  • Property damage liability coverage: $15,000 minimum
  • Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
  • Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note:  While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.

*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Greene Insurance Group

Greene Insurance Group – Arizona Insurance Agency

Providing Best in Class Service

Since 1962, three generations of our family has pledged to protect families and businesses through personal and business insurance products.  As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies.  Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims.  You can trust the team of professionals at Greene Insurance Group for best in class service.

Greene Insurance Group - Arizona Independent Insurance Agent

Arizona Independent Insurance Agent

Greene Insurance Group is a locally-owned and Independent Insurance Agent in Arizona.  We go to work for you exploring the best coverage and rates for your personal and business insurance needs.  We don’t work for an insurance company, We’re an Independent Insurance Agency and we work for you!

We customize Insurance Quotes to fit our client’s and their individual needs.

We Save Our Clients Time & Money
The Licensed Insurance Professionals at Greene Insurance ask our prospective clients a series of questions and then carefully begin the search to find the best coverage and rates from top-rated insurance companies.  We don’t charge any extra fees for our services unless it is a commercial Excess & Surplus Lines policy.

If I buy insurance online, can I save more money?

Some may assume purchasing insurance online or by phone from an insurance company may offer more savings.  Most of our clients have found this isn’t the case and could place their families or businesses at risk.  At Greene Insurance Group, our licensed insurance professionals will help you with finding the best coverage and protection for your family and business assets.  Saving money is important, but being well protected in the event of a claim is more important. The team at Greene Insurance offers personalized service from real people.  We answer our phones and work for our clients in a professsional office setting to protect your personal and business information.

Client Testimonials & Reviews