Carefree, AZ Home Insurance by Chubb Insurance
Chubb’s Masterpiece® Home Insurance policy is specially designed for high value homes like those in Carefree and surrounding areas valued over two-million dollars. Chubb is one of the only insurance companies to insure homes around the world in big cities, suburbs, exotic places and islands. Homes valued from $1,000,000 to over $50,000,000 and greater. The Chubb Masterpiece home insurance policy offers key features that providing greater choices in coverage, broader protection than standard home insurance policies, and peace of mind.
- Extended Replacement Cost*: Chubb Insurance will pay to have your home repaired or rebuilt to its original beauty-even if the cost exceeds your policy limit. Chubb Insurance will even pay for necessary upgrades due to modern building codes.
- Cash Settlement: In the event of a covered total loss, if you decide not to rebuild or to rebuild at another location, Chubb offers a cash settlement, up to your policy limit. The choice is yours.
- Additional Living Expenses: If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt, Chubb helps cover the reasonable increase in your normal living expenses. This allows you to maintain your fine standard of living while you must be away from home. Typical policies limit coverage to a percentage of your home’s insured value.
- Replacement Cost Coverage: In the event that the things inside your home are damaged, Chubb insures most belongings for the amount it costs to replace them today, without deduction for depreciation, up to the limit you chose on your policy.