Ahwatukee, AZ Auto Insurance

Call (480) 269-8200 for Auto Insurance Quotes in Ahwatukee, AZ

Shopping for Ahwatukee, AZ Auto Insurance?

As an local and family-owned Insurance Agency, we know how important selecting the right auto insurace can be.

The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other covered event.

Arizona Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.  This is why it is important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions.

Purchasing Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.

Be sure to ask an Greene Insurance Group Agent about Ahwatukee, AZ Auto Insurance coverage.  We’re here for you!

Auto Insurance

Call (480) 269-8200 to speak with an Agent

Arizona Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your car in an auto accident.  Collision Insurance coverage usually comes with a deductible.  The deductible is the amount of money you pay toward repairs before the car insurance collision coverage begins paying.  You may lower your auto insurance rates if you are willing to pay a higher deductible.  Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance coverage would include: if your vehicle is stolen, vandalized or catches fire.  In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance coverage on your Arizona Auto Insurance.  Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.

Ways to help lower your Arizona Auto Insurance Costs

Bundle your Arizona Auto Insurance with your Arizona Home insurance and you could save up to 40%.

Good Student Discount Do you have a student in high school or college with a GPA of 3.0 or better?  You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your Arizona Insurance Agent at Greene Insurance for more details.

Arizona Auto Requirements

If you own and register a Car in The State of Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle in Arizona. If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance ID”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws. *It is important to note, If you DO NOT purchase Arizona Auto Insurance as soon as you register your vehicle in Arizona, your Arizona Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Arizona Mandatory Insurance Law. All vehicles registered in the State of Arizona must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance Minimum State Limits

Arizona requires drivers to maintain auto insurance coverage that meets or exceeds the state minimum by Arizona Law. * * As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

  • Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
  • Property damage liability coverage: $15,000 minimum
  • Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
  • Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note:  While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details. *While this is the Arizona State Minimum for Car Insurance, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Bundle your Ahwatukee, AZ Auto Insurance with your Home Insurance & Save up to 35%

Bundle your Ahwatukee, AZ Auto Insurance with your Home Insurance and save up to 35%. Ask an agent.

Arizona Auto Insurance Discounts

Good Student Discount – Eligible high school and college students may receive discounts for maintaining a higher grade point average (GPA) of at least 3.0 or better.  Each insurance company has different requirements, ask the insurance agent for more details.

Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your vehicle in an auto accident.  Collision coverage usually also comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision insurance coverage begins paying. The higher the deductible you’re willing to pay, the lower the premium.  Although it’s not legally required by The State of Arizona, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision, such as if it were stolen, vandalized or catches fire.  Flood, windshield damage  are events usually covered by comprehensive auto insurance. Although it’s not legally required by The State of Arizona, most banks will likely require comprehensive coverage if your vehicle is financed or leased.

Arizona Auto Insurance Required for Registration

If you own a vehicle in Arizona, you are required to obtain Arizona Auto Insurance.  If you look at the stop of your Auto Insurance ID Card, it you show if you have Arizona Auto Insurance. If the Auto Insurance ID Card does not say “Arizona Auto Insurance” and has another state listed instead of Arizona, you will need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Law or your Arizona Vehicle Registration will be suspended under the Arizona Mandatory Insurance Law.  In The State of Arizona, all vehicles registered in Arizona, must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Greene Insurance Group

Greene Insurance Group – Arizona Insurance Agency

Providing Best in Class Service

Since 1962, three generations of our family has pledged to protect families and businesses through personal and business insurance products.  As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies.  Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims.  You can trust the team of professionals at Greene Insurance Group for best in class service.

Greene Insurance Group - Arizona Independent Insurance Agent

Arizona Independent Insurance Agent

Greene Insurance Group is a locally-owned and Independent Insurance Agent in Arizona.  We go to work for you exploring the best coverage and rates for your personal and business insurance needs.  We don’t work for an insurance company, We’re an Independent Insurance Agency and we work for you!

We customize Insurance Quotes to fit our client’s and their individual needs.

We Save Our Clients Time & Money
The Licensed Insurance Professionals at Greene Insurance ask our prospective clients a series of questions and then carefully begin the search to find the best coverage and rates from top-rated insurance companies.  We don’t charge any extra fees for our services unless it is a commercial Excess & Surplus Lines policy.

If I buy insurance online, can I save more money?

Some may assume purchasing insurance online or by phone from an insurance company may offer more savings.  Most of our clients have found this isn’t the case and could place their families or businesses at risk.  At Greene Insurance Group, our licensed insurance professionals will help you with finding the best coverage and protection for your family and business assets.  Saving money is important, but being well protected in the event of a claim is more important. The team at Greene Insurance offers personalized service from real people.  We answer our phones and work for our clients in a professsional office setting to protect your personal and business information.

Client Testimonials & Reviews