Safeco Insurance Company, a Liberty Mutual Insurance Co.

The Safeco Landlord Protection policy gives you choices when purchasing the insurance coverage you need.

Safeco Coverage Options at a Glance

• Safeco's Landlord Protection™ Insurance is designed for landlords of tenant-occupied, 1- to 4-unit dwellings
• Safeco offers a choice of policies that cover the most common causes of loss as well as a policy that covers some of the less common causes because we know your investment is unique
• Safeco offers optional liability coverage for the risks posed by tenant-occupied dwellings
• Providing only the level of coverage you need lowers your cost

Extended Dwelling Coverage

For an additional premium, Safeco covers up to 25% above the insured amount in the event a major or total loss to your dwelling exceeds your coverage limits.

Protect Yourself

Safeco's optional Landlord Protection liability insurance options protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander. Talk to your Safeco agent about available coverage levels up to $500,000.

The Secret to Selecting the Right Amount of Coverage

The more information you provide your Safeco agent, the better they will be able to create a landlord protection insurance policy that's right for you. Ask about discounts for having multiple policies with Safeco. And if you want to reduce your premium, talk to your agent about increasing your deductible.

Extra Coverage Doesn't Have to Cost a Lot

Many landlords supplement their coverage with personal umbrella liability insurance for broader protection. Talk to your Safeco agent about the amount of coverage that's right for you.

Ask Your Safeco Agent

Your Safeco agent at Greene Insurance Group can help you find landlord protection insurance in Arizona that meets your specific needs. Here are a few things to discuss when you talk:

• How much will it cost to rebuild my rental property if it's damaged or destroyed?
• Can you walk me through the dwelling's features so I can make an informed decision about how much coverage to buy?

Foremost Insurance, a Farmers Insurance Co.

Coverage Options 
Foremost will insure your tenant-occupied dwelling, other structures and furnishings. Additionally, Foremost offers a landlord package that includes coverage for personal property, loss of rents and landlord liability.

Broad Eligibility 

Foremost sells landlord and rental insurance policies.

The following types of properties are eligible for the program:

• Multiple location landlord properties (including limited license corporations and corporations)
• Duplexes, triplexes and quads
• Converted Victorians
• Row homes
• Properties with up to four living units
• Older and lower-value homes
• Homes with minimal cosmetic conditions
• Vacant homes
• Properties under renovation
• Fixer-uppers
• Vacation Rental homes – in most states

Property Coverage
The Foremost landlord policy provides property coverage in the event of a loss. Property insurance covers physical loss to your property. While no insurance policy covers everything, your policy should cover a wide range of possible damages or causes of loss. Foremost's landlord policy provides coverage on a comprehensive or named peril basis, including coverage for:

• Fire
• Explosion
• Lightning
• Windstorm*
• Hail damage*

Optional Coverages 
Foremost offers important optional coverage that lets you customize you policy. Some coverages may be subject to company approval and may not be available in all states. These are a few of the most popular coverage options:

• Replacement cost coverage on the home
• Liability coverage
• Coverage for theft
• Coverage for vandalism
• Loss of rents
• Landlord Personal Liability Coverage

Coverage for Vacant Property
If you purchase a home to renovate and rent out, or if you're between tenants and the home is temporarily vacant, Foremost has coverage for vacant properties . Foremost offers up to two years of coverage for vacant properties, and your policy can be cancelled at any time with a pro-rated premium return (subject to minimum earned premium).

Coverage for Vacation Rental Properties
Foremost also accepts Vacation Rental homes in most states. Vacation Rental is defined as a dwelling which is non-owner-occupied and rented to others for temporary habitational or vacation purposes, not to exceed five consecutive months by one tenant.

Settlement Methods
Your settlement method depends on which Foremost policy you choose and whether or not you purchase any optional endorsements.

• Actual Cash Value.  Foremost's base policy has an Actual Cash Value settlement. An ACV settlement is the cost to replace or repair you damaged property, with a deduction to reflect the age and condition of the damaged property.
• Replacement Cost . Foremost's policy with Replacement Cost settlement reflects the cost to repair or replace damaged items with new items at today's prices.
• Agreed Loss Settlement. An Agreed Loss Settlement means that in the case of a covered total loss to the home, your settlement will be the Amount of Insurance listed on your Declarations Page, with no deductible on the coverage for your home, unless stated elsewhere in the policy.
• Extended Replacement Cost. For a covered total loss, if the cost to replace the home is more than the Amount of Insurance, up to an additional 25% of the Amount of Insurance on the home is available.

Foremost. The landlord and rental property insurance specialist.  Call 480-657-2800 for a Foremost Landlord Insurance Quote in Arizona today. We serve Phoenix, Scottsdale, Mesa, Chandler, Gilbert, Apache Junction, Queen Creek, Glendale, Peoria, Surprise, Anthem, Goodyear, Litchfield Park, Avondale, Carefree, Cave Creek, Fountain Hills and all other areas of Maricopa County and States of Arizona, Nevada, California and Illinois.